Enter principal, annual rate, years and compounding frequency to see your investment grow
Enter your principal, annual interest rate, investment years and compounding frequency. The tool instantly shows the final amount, total earnings and total invested. Optionally add a monthly contribution to see dollar-cost averaging growth.
Core formula: A = P(1 + r/n)^(nt) plus the compounded total of monthly contributions. The higher the compounding frequency and the longer the horizon, the more powerful compounding becomes.
Disclaimer: This tool performs mathematical calculations for reference only and is not investment advice. Actual returns carry risk and past performance does not guarantee future results.
Compound interest lets interest earn interest, growing much faster than simple interest over the long term.
Simple interest accrues only on the principal; compound interest accrues on principal plus accumulated interest.
Yes, more frequent compounding yields a larger final amount.
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